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E-skimmer chases your credit card number while you shop online

You may have heard fraudsters skimming with gas station pumps when stealing credit or debit card numbers, but it can also happen when checking out while shopping online. There is.

This cybercrime, known as virtual electronic skimming or formjacking, occurs unknowingly. During the COVID-19 pandemic, online shopping surged, and with all its spending, fraud continued, causing significant financial losses.

The FBI said last year that $ 1.8 billion was lost due to electronic skimming and similar online theft.

“Looking at 2020 alone, we’re reporting the highest financial loss of any of the various crimes reported to the FBI,” said FBI Jay Patel.

With the help of cybersecurity experts in Source defenseThe FBI has created a fake online vendor to show how hackers steal your information when shopping online.

“This problem exists on almost every website on the Internet,” said Matt McGuirk of Source Defense.

According to the company’s new research, this type of attack occurs every 39 seconds. McGuirk explained how easy it is for fraud to occur.

“[続行]If you click and check out here, you’ll see the normal checkout process in the background, “he said. “In the foreground, you’ll see this black and green box. This is a freshly executed attack. In reality, these attacks are always silent and show nothing to the visitor, I can explain what the attacker is showing. I’m doing it, so I’ll show it side by side. “

Hackers can steal not only your personal information, but also your credit and debit card information. Experts say the information will be sold on the Black Web. One way to protect yourself from this type of online skimming right now is Virtual credit card.

“I’m connected to my credit card, but with these generated account numbers and security codes, and an expiration date, I can keep my actual credit and account information safe,” said Catherine Honeycutt. I will. BBB in eastern North Carolina..

These disposable card numbers are designed to keep the actual account number out of the hands of malicious individuals.

“If a company experiences a data breach and uses a temporary credit card, fraudsters can access that information, but they can’t go back to the actual account information,” says Honeycutt.

You can also use only one credit card dedicated to online shopping to better track transactions. Also, don’t forget that you need to use credit instead of debit card. Credits are the most protected and easy to challenge fraudulent charges.

You can also set text alerts on your account to detect fraud immediately.

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E-skimmer chases your credit card number while you shop online

Source link E-skimmer chases your credit card number while you shop online

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