Everything you need to know about Home Warranty

For protecting your budget that a homeowner can have, a home warranty is one of the best means. But you need to know the exact meaning of it. You need to watch every penny when you own a home. This is because there are tons of hidden expenses such as repairing and replacing home systems and appliances while owning a house. The cost of fixing certain problems in refrigerator, stove, or HVAC or replacing them if they can’t be fixed can easily reach into thousands of dollars. In the face of escalating repair and maintenance costs it can be hard for you to protect your budget. For protecting your budget that a homeowner can have, getting a home warranty is one of the best means.

One of your greatest worries as a homeowner are probably the costly repairs. But nowadays people won’t have to worry much about those costly repairs because of home warranty which covers those repairs for one simple service fee. Your home maintenance costs are helped to keep within a reasonable monthly range by having a home warranty.

Now let’s jump to the meaning of “warranty”in the context of a home warranty. It means that it is a one-year service contract covering all the replacements and repairs of most of the major home appliances and system components due to failure, standard usage and certain other problems. So, if you are planning to buy a new house then you should definitely get a warranty for itin order to save money in case of any problems your home appliances may face in the future.

 Difference between a home warranty vs. home insurance

The difference between home warranty and home insurance is clear although It’s easy to get confused between them. A home warranty is the protection you need against the day-to-day things that can go wrong in your homeas it covers wear and tear breakdowns of covered home appliances and systems. On the other hand, your home and its contents are protected from catastrophic loss or damage, such as due to fire, theft, or storms by home insurance. You are protected from the normal breakdowns, as well as the catastrophic events if you are having both.

 Coverage of the home warranty

Most major components of large home systems, such as your HVAC, hot water heaters, plumbing, electrical and more will be typically covered when you buy a home warranty plan. Regular appliances such as washers, dryers, refrigerators and stoves may also be covered by it. For your spa, second refrigerator, swimming pool, pumps and more you are allowed to purchase optional add-on coverage by some plans. You can find the right coverage plan for yourself through


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