What would your initial reaction be if you were to break down on the side of the road – with no one around? You may cry, you may laugh, or you may just become frantic.
Well, cars break down every day. In fact, there are over 69 million car breakdowns every year.
If it were to happen to you, you need to have a roadside assistance plan. You need to be able to get help when you need it.
Here’s what you need to know about choosing from different roadside assistance options.
Understand the Number of Times You Can Use It
The first thing you want to consider is the number of times you can use the vehicle assistance part of the plan.
If you were to break down on the side of the road twice in a year, would you be covered for both times? That’s important to know in case this happens.
Ask How Far They Will Cover You
In addition to knowing how many times you can use it, you also want to know how far the plan will cover you in terms of miles.
For instance, if your car breaks down near a town, you’ll most likely be only a few miles away from help. However, if you break down in the middle of a desert road, you may need to be towed a bit further. Knowing how far the roadside assistance plan will take you can mean the difference between not paying anything out of pocket for the instance or paying a lot out of pocket.
Look at the Different Options and Plans
Most companies have multiple roadside assistance plans that you can choose from. This could be between a basic or premium option that will give you different coverage.
For instance, the higher the plan, the further you can get towed, the more you can get towed, and the more benefits you have under the plan.
Each offers different roadside assistance benefits, so you will want to weigh your options.
Know If Adding Members to One Plan Is Possible
If you are a family, you may want to get a roadside assistance plan for everyone. Different companies have varying options in regards to adding different members. Looking into this can save you a lot of money before making the purchase!
A lot of times, adding a member is cheaper than opening a completely separate account.
How to Choose a Roadside Assistance Plan
It’s always smart to have a roadside assistance plan, even if you don’t foresee yourself ever breaking down. You just never know!
You’ll want to understand every one of the benefits of each plan to choose the best one for you. Take your time to choose to make sure you have the benefits you will need in case of a worst-case scenario situation!
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