Raleigh, North Carolina — Unclaimed credit or debit cards in your mailbox is never a good sign.
That’s what happened to Paula Holly – not just once, but many times.
“This is the card. I know I didn’t apply for the card, so I was really nervous.”
Holley said he was also shocked by the credit limit.
“That’s $17,000. My credit is fine, but $17,000 is a lot,” she told sister station WTVD.
A few days after receiving the credit card in the mail that she had not applied for, she received the debit card in the mail.
“I have these two Cash App Visa debit cards, but I don’t have Cash App. I don’t use Cash App.”
She reported the fraud to both companies. After investigating, Holley learned that someone had used her personal information to apply for the card. This is personal information that may have been exposed during a data breach.
What to do if this happens to you
If this happens, report the fraud to the company that sent your card, and also to the three credit bureaus to avoid impacting your credit score.
Another tip is to consider a credit security freeze. This way, no one, including you, can open a line of credit in your name while the freeze is in place.
Holley was lucky to get the credit card out of her mailbox before the scammers.
This scam works well if the card is intercepted before the fraud is detected.
“You have to be very careful with what you do. You never know who is watching or who has your information,” adds Holley. This is why it’s important to pay close attention to your credit report often.I’m on https://www.annualcreditreport.com/index.action Get free weekly online credit reports from 3 major credit bureaus.
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https://abc7ny.com/credit-card-fraud-data-breach-how-does-someone-get-your-personal-information-should-i-freeze-my/13103785/ North Carolina woman receives multiple credit and debit cards in her name and never applies